Bob Hicks Financial Services- Helping clients look at their financial picture, one detail at a time:
Taxes, Insurance, & Retirement.

Contact Us Bob Hicks Financial Services 1702 Highway 70 West Camden, TN 38320 Phone (731) 220-1364 Fax (731) 256-9974 bobhicksfinancial@hotmail.com

Medicare Supplement Insurance

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as "Medicare Supplement Insurance." Insurance companies can sell you only a "standardized" policy identified in most states by letters.

As an independent health insurance agent I stay contracted with the best companies that have the lowest premiums and the best service in the State of Tennessee. As your agent I am available to answer questions and I will continue to service you after the sale. I will keep you covered with the best coverage and lowest premiums that companies have to offer.

If you are turning Age 65. You may submit an application for coverage 3 months before your 65th birthday. There are no health questions during the open enrollment period. You will be covered on the 1st day of the month when you turn 65. If you are 65 and older and you think you may be paying too much for your coverage, let me give you a comparison quote.

For a free no obligation quote give me a call at (731) 220-1364 or e-mail me at bobhicksfinancial@hotmail.com or click on the Medicare Quote button below.